PhilB51's Blog

Hello,

I just received a quote from Progressive. They claim that people with higher credit scores have less accidents. And they said to contact the state to register a complaint. This is insane! Just another way to take advantage of the regular guy. Only rich people have "perfect" credit. So the average person with a score of 661 (me) has to now pay more. This is only going to cause more problems with the uninsured or under insured driver. No one will be able to afford the proper coverage. How can your anyone approve something like this?

I believe that there might be some legal issues approaching as this may be considered profiling. Let's face it, living in low income housing does not raise your credit score. And the disabled as I am aren't wealthy. My score is a low B, but with people now losing their homes credit scores are going to be dropping for many. So you're car insurance which is required by law is now going up.

It's bad enough having to pay for the zip code we live in. Now you need A+ credit.

When I was 16 I was told "what until you are 21. Your rates will go down." When I was 21 I was told "wait until you are 25. Your rates will go down." Then 30. 45. 50. I have NEVER had my rate lowered.

What do we do?

Phil B